REFINANCE
Refinance to meet your goals.

How soon do you want to buy a home?

Take Cash Out
Leverage Investment & use the equity your house has gained over the years
Renovating your home
Paying down high-interest debt
Use My Equity
Lower Payment
You can improve your financial security by refinancing to a lower payment.
Saving for education
Planning for retirement
Start my approval
Short Loan Term
Refinance into a shorter term so you can pay off your mortgage sooner.
Reducing amount of interest
Becoming mortgage free faster
Begin researching numbers
Whew, it's warm out there! Stay here with me and let's complete your application.
There are a lot of reasons people choose to refinance and a lot of ways to get it done. Take a look and see which applies to you.
Pay off mortgage faster
Lower Monthly Payments
Put more money in your pocket for other needs like your kid's college tuition or a trip to the Grand Canyon
Consolidate debt
Proof of Income
Does your employer use ADP or another well-known payroll company? All you need is your payroll login to validate income. Yes, it is that easy!
Take cash out of your home
Proof of Income
Does your employer use ADP or another well-known payroll company? All you need is your payroll login to validate income. Yes, it is that easy!
Eliminate PMI
Proof of Income
Does your employer use ADP or another well-known payroll company? All you need is your payroll login to validate income. Yes, it is that easy!
Your next chapter starts here - get a free estimate
Let our calculator crunch the numbers to give you an idea if refinancing makes sense, and when you're done, call us. We'll give you a custom quote for free.
You tell us why and we'll show you how.
We know you're busy. So, why spend time wondering if a refinance makes sense? We have licensed loan officers to help navigate your refinancing experience, simplify the process and meet your financial goals. (And, don't tell anyone, but for you we'll provide that free quote in just 15 minutes.)
Need help with your application?
Your personal digital assistant is standing by to make sure you have everything you need to get moving.
Dream a little, or crunch
See what your financial future could look like with our free calculator.
Did we miss anything?
You still have questions, we still have answers. Take a look at what other people have been asking.
You love your home, and you don’t want to move, but you wonder if you could be better utilizing your mortgage. If this sounds like you, then it’s time to consider refinancing. Some of the best home refinancing companies, like ours, can help you find more favorable loan terms, and you can also get other benefits, such as pulling from the equity you have built up in your home.

What Does It Mean to Refinance Your Home?

Refinancing simply means finding a new mortgage loan for your existing property. When you refinance, you often look for a lower interest rate than you initially had on your home, or you may want a shorter loan term. In order to refinance, you pay off the existing loan and take out a new one.
• A home title search
• Appraisal
• Application fees
Either way, the process will be simple. Fill out a full application, and our team will handle processing, including appraisal, underwriting and approval. Once we’re done, your loan will be closed and funded, allowing you to enjoy the benefits of refinancing Applying to refinance your loan is simpler than you may think. Assurance Financial is the advisor who can help you every step of the way, and we offer two ways for you to apply:
• Apply online with Abby: Just fill out the online application in 15 minutes. You’ll sign into your payroll platforms and bank accounts to verify your assets and income so that you don’t need to fax.
• Apply with a person: Assurance Financial has licensed experts in 28 states in case you prefer to refinance with a live person who can guide you to the right solution for your needs.
• Pull equity from the home: Has the value of your house increased since you bought it? If so, you may be able to pull out some of that money when you refinance.

Why Refinance?

In 2019, The Federal Reserve lowered interest rates twice by about a quarter — it’s the first time they have lowered rates since 2008. For some homeowners, this can mean a more advantageous rate with refinancing. Talk to a home refinancing company such as Assurance Financial to find out whether refinancing is right for you. We see ourselves as advisors who help veterans, first-time homeowners, families, downsizers and others get refinancing that suits their lifestyles and needs. We’re an independent company, and we won’t pass your personal information and loan around to third parties. What’s more, we offer a simple application process that you can complete online or in person in as little as 15 minutes.
RYAN STUART
NMLS # 1826161 Mortgage Loan Originator
10808 S River Front Pkwy South Jordan, UT 84095
(801) 915-5243
ryan@unifiedlending.com
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Complaints may be directed to: (801) 915-5243 or Email us: ryan@unifiedlending.com
Copyright ©2020 Unified Lending. NMLS# 1826161. 10808 S River Front Pkwy South Jordan, UT 84095 (801) 915-5243. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.